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Bloomington, IL 61701
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Bankruptcy Lawyer Champaign, IL

A bankruptcy lawyer Champaign, IL relies on from Pioletti Pioletti & Nichols understands that you are likely going through a difficult time if you are considering filing for bankruptcy. While you can go through the process on your own, it will be simpler to have an attorney on your side who is familiar with the bankruptcy process and intimately understands the laws in Illinois. If you would like to see how declaring bankruptcy can help you get out of debt and start on the right path toward a better financial future, call us to speak with a member of our team now. We care about getting you the help you need. 

What happens when you file for bankruptcy in Illinois? 

If you are considering filing for bankruptcy, you will want to know what it can do for you and how it can help you get out of debt. If you can successfully file for bankruptcy, it is possible that you may have the option to have a longer period of repayment for your debts (therefore making your payments much more manageable in the long-run) or you may be able to completely wipe out some debts. A Champaign, Illinois bankruptcy lawyer can also work to help stop your house from being foreclosed on so that you can begin making up missed payments. 

Is there a limit to how many times you can file for bankruptcy? 

You cannot continually file for bankruptcy to try to discharge your debt or make longer repayment plans. If you have filed for bankruptcy in the past, you should talk with your attorney to discuss how long ago you filed for bankruptcy. 

How will I know which type of bankruptcy is right for me? 

There are several different types of bankruptcy but if you are an individual it is unlikely that you will need to file for Chapter 11 or Chapter 12 bankruptcy. The most common types of bankruptcy for individuals struggling with debt are Chapter 7 and Chapter 13. If you have money left over every month after you have paid for your essentials, you would likely create a 3- or 5-year repayment plan with the help of your attorney. If you do not have money left over, you would work with your attorney to liquidate some of your assets to help pay off your debts. 

If you would like to learn more about which type of bankruptcy is right for you, speak with our bankruptcy lawyer in Champaign, Illinois now.

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Joe Pioletti helped us win a case with a notorious realty, he was very honest and forthright about the terms of the case. He kept us up to date with the court date and made a great offer on our behalf. We received our settlement in a timely
matter as well! Take a chance with
Pioletti, you won’t regret it!

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EUREKA, IL LOCATION

107 E Eureka Ave, #1
Eureka, IL 61530

309-467-3213

24/7 live phone answering

BLOOMINGTON, IL LOCATION

121 N Main St
Bloomington, IL 61701

309-821-0246

24/7 live phone answering

KANKAKEE, IL LOCATION

2 Dearborn Square #1D
Kankakee, IL 60901

309-821-0246

24/7 live phone answering

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