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What Makes Rideshares Different After an Accident?

Published on June 30th, 2021

Car Accident Lawyer

Rideshares like Uber and Lyft are convenient. They have become increasingly popular, but with popularity also comes the risk of accidents. If you are a passenger in an Uber or Lyft and the driver is involved in an accident, what can you do? As a car accident lawyer in Kansas City, MO from a firm like Royce Injury Attorneys LLC can explain, you still have rights as a passenger if you suffered an injury as a result of an Uber or Lyft accident. Here is how the process might differ from a typical car accident.

Commercial and Company Insurance

To work for Uber or Lyft, drivers must carry commercial insurance. Most personal auto policies do not cover commercial use. When you pay for a trip, you are automatically covered under the driver’s insurance. However, if you suffered severe injuries and the driver’s insurance does not cover the extent, you may be covered under the company’s policies. Uber and Lyft often cover passengers up to $1,000,000. 

Professional Representation

When you file a claim against the Uber or Lyft, they may have adequate representation to fight the claim. Most insurance companies will try to argue until you settle for less than you deserve. You should always keep your lawyer in the loop at all times to make sure that insurance companies do not try to offer you less than what you deserve. Insurance companies want to pay as little as possible: Keep in mind that they are businesses that would rather make a profit. Without a lawyer, you may be more susceptible to accepting that first, unsatisfactory offer.

Driver Responsibility

If the driver of an Uber or Lyft was responsible for an accident, then you should file your personal injury claim against the driver. If another car caused the accident, you would file your claim against the other driver instead. If a different driver was responsible for the accident, you’ll have to hope the driver has insurance. If the rideshare driver was not responsible, your lawyer could help you negotiate with the other diver’s insurance.

Before you file a claim, set up a consultation with a car accident attorney. He or she will make sure that your documents are properly filled out and filed correctly, and your lawyer can also give you an estimate of how much of a settlement you can expect and how difficult your case might be to win. Representation can improve your chances of receiving the settlement that you deserve.

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