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Can a bankruptcy get rid of student loan? – Pioletti Pioletti & Nichols

Published on May 19th, 2025

Can a bankruptcy get rid of student loan? - Pioletti Pioletti & Nichols

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Transcript:

00:00:01 in a bankruptcy get rid of student loans? Uh, unfortunately, the answer to that is no for a vast majority of people, unless you can show what’s called an undue hardship, which is a legal term, and it doesn’t apply to very many people, a very small percentage of people. You could use a chapter 13 repayment plan to package your student loans together with some of your other debt and make payments that are based on your income, so they might be more manageable. So, that’s one way you can use bankruptcy to deal with student

00:00:30 loans, but unfortunately, they they really can’t be discharged except for some uh rare circumstances.

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