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Bloomington, IL 61701
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Chapter 13 Bankruptcy Lawyer Rockford, IL

Our Chapter 13 bankruptcy lawyer Rockford, IL relies on from Pioletti Pioletti & Nichols knows that when completely discharging your debts is not the right option, you may be able to reorganize your debts to pay them off faster and rebuild your credit. We understand what you are going through and have helped many clients in your position: you may be thinking that since you are applying for bankruptcy this is the last straw and your credit will be ruined forever. However, we want you to understand that this is not the case and bankruptcy can actually be exactly what you need to get your finances on track. If you want to set up a consultation with our attorney now, give our office a call. 

Why would Chapter 13 be the right type of bankruptcy for you? 

Chapter 7 bankruptcy may seem like the best outcome. It can completely get rid of your debts, right? Not necessarily. It will only discharge certain types of debts and this can still come at a hefty price. You may find that to get rid of debts you need to lose certain assets. This can be a hard trade-off. However, if you are in a financial position where you still have an income and can still make payments, Chapter 13 bankruptcy can allow you to keep making payments, work on your credit, and get out of a bad financial situation.

How long does bankruptcy last? 

Our Rockford, Illinois Chapter 13 bankruptcy lawyer knows that when you file for Chapter 13 bankruptcy, you will typically have anywhere between 3 and 5 years to work on your debts. This can help you catch up on late payments and avoid foreclosing on your home. It is important to understand that when you go this route, you will have a trustee, appointed by the court, who will make sure your payments get to the appropriate recipients. 

What other benefits does this type of bankruptcy have? 

Filing for Chapter 13 bankruptcy will help protect your assets so that lenders do not attempt to repossess certain items. It is also possible to have some of your debt forgiven so that you do not have to pay them, though it will not eliminate debt the same way Chapter 7 bankruptcy does. 

To see if Chapter 13 bankruptcy is right for you, call our Chapter 13 bankruptcy lawyer in Rockford, IL today. 

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Joe Pioletti helped us win a case with a notorious realty, he was very honest and forthright about the terms of the case. He kept us up to date with the court date and made a great offer on our behalf. We received our settlement in a timely
matter as well! Take a chance with
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EUREKA, IL LOCATION

107 E Eureka Ave, #1
Eureka, IL 61530

309-467-3213

24/7 live phone answering

BLOOMINGTON, IL LOCATION

121 N Main St
Bloomington, IL 61701

309-821-0246

24/7 live phone answering

KANKAKEE, IL LOCATION

2 Dearborn Square #1D
Kankakee, IL 60901

309-821-0246

24/7 live phone answering

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