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107 E Eureka Ave, #1
Eureka, IL 61530
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Bloomington, IL 61701
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Peoria Chapter 13 Bankruptcy Lawyer

Chapter 13 Bankruptcy Lawyer Peoria, IL

Chapter 13 bankruptcy lawyer Peoria, ILRealizing that your debts vastly outweigh your earnings can be a stressful experience, and warrants contacting a Chapter 13 bankruptcy lawyer in Peoria, IL as soon as possible. Bankruptcy could be a reliable option for you that puts you on a path to being more financially secure. While bankruptcy may or may not eliminate all of your debts, it certainly can offer benefits that can change the course of someone’s life for the better. Once we consult with you about your situation, we will be able to advise you on whether bankruptcy is the right choice or if there are other options to try first. For immediate bankruptcy assistance, contact Pioletti Pioletti & Nichols

Chapter 13 Eligibility

Chapter 13 bankruptcy can be a favorable choice for those who are still able to repay a portion of their outstanding debts. Those who do not have enough earnings to pay back debts and are in search of complete financial relief may be better suited for a different bankruptcy chapter. We suggest contacting a Peoria Chapter 13 bankruptcy lawyer so we can let you know which chapter is most appropriate for your circumstances and if you are eligible to file. Under Chapter 13, a debtor will have to follow a repayment plan for about 3-5 years based on what they can afford. This gives someone the chance to reorganize their finances while having some debts discharged entirely. 

Process of Bankruptcy

Those who qualify for bankruptcy can file a petition to the bankruptcy court to get relief from debts. A trustee will be appointed by the court to oversee the process. The trustee will need to review information such as the debtor’s assets, liabilities, income, expenditures, and other financial details. You may not be eligible for Chapter 13 bankruptcy if you have filed for bankruptcy in the last 180 days and your case was dismissed because of a hearing absence or court order violation. If you received a discharge under Chapter 13 within the past 2 years this can affect your eligibility and more time will need to go by before you can file again. If you do not make enough disposable income, another chapter may be recommended. If you need to file for bankruptcy as a business, you may be eligible for Chapter 11 bankruptcy, which is designed for business owners. 

Get Bankruptcy Help Today

Trying to make ends meet without enough earnings to do so because of debts can feel impossible to handle. A Peoria Chapter 13 bankruptcy lawyer is ready to meet with you and discuss what you are going through with the hopes of helping you file for bankruptcy. If we think other options and resources could benefit you, we will let you know during a consultation. Bankruptcy can be a useful tool for those who are facing serious financial hardships and are yearning for relief. There is no shame in realizing that bankruptcy could be right for you. To get help with bankruptcy, contact Pioletti Pioletti & Nichols today.

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Joe Pioletti helped us win a case with a notorious realty, he was very honest and forthright about the terms of the case. He kept us up to date with the court date and made a great offer on our behalf. We received our settlement in a timely
matter as well! Take a chance with
Pioletti, you won’t regret it!

Kyana

EUREKA, IL LOCATION

107 E Eureka Ave, #1
Eureka, IL 61530

309-467-3213

24/7 live phone answering

BLOOMINGTON, IL LOCATION

121 N Main St
Bloomington, IL 61701

309-821-0246

24/7 live phone answering

KANKAKEE, IL LOCATION

2 Dearborn Square #1D
Kankakee, IL 60901

309-821-0246

24/7 live phone answering

SPRINGFIELD, IL LOCATION

1 W Old State Capitol Plz Ste 721
Springfield, IL 62701

309-821-0246

24/7 live phone answering

PEORIA, IL LOCATION

401 Main St, Suite 103
Peoria, IL 61602-1241

309-821-0246

24/7 live phone answering

Contact Us Today!