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Eureka, IL 61530
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Bloomington, IL 61701
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Bankruptcy Lawyer Rockford, IL

When you are considering filing for bankruptcy and would like to speak with a bankruptcy lawyer Rockford, IL trusts, contact Pioletti Pioletti & Nichols to see what we can do for you. Bankruptcy can make a huge difference when it comes to getting your credit back on track and we understand that this means you likely have many questions. If you want to learn about Chapter 7 and Chapter 13 bankruptcy and want to see which one is the better fit for you, give our office a call. We want to help you when you need it most. To see what bankruptcy can do to help your financial situation, call our office now. 

Is bankruptcy something that can wipe out all the debts I have? 

That’s not really how bankruptcy works. That said, it can greatly help your financial situation when you feel that you have hit rock bottom. Depending on the type of bankruptcy you apply for, our Rockford, Illinois bankruptcy lawyer knows that some of the debts you owe may be completely wiped clean or you may have a better chance of repaying them with a new repayment plan. 

How can filing for bankruptcy protect me? 

When you are going through the bankruptcy process, there is a protection in place known as the “automatic stay.” If you have been dealing with creditors harassing you and calling you nonstop, the automatic stay can stop them from doing so while you are paying off your debts. 

What kinds of debts will bankruptcy get rid of?

It is possible for bankruptcy to completely wipe out some kinds of debts. For example, if you have hospital bills or credit card debts, a bankruptcy court may label these as “forgiven” and you can owe nothing. On the other hand, if you owe things like alimony or child support, you still have to pay these back. 

How do I know which type of bankruptcy is right for me?

If you are truly unable to pay back certain debts, Chapter 7 bankruptcy can help erase your debts. However, this is known as the “liquidation” type of bankruptcy because there is a good possibility you will lose property during the process. Chapter 13 bankruptcy allows you to have a more manageable payment schedule when it comes to paying off your debts. 

If you would like to see what our bankruptcy lawyer in Rockford, IL can do for you, call Pioletti Pioletti & Nichols now.

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Joe Pioletti helped us win a case with a notorious realty, he was very honest and forthright about the terms of the case. He kept us up to date with the court date and made a great offer on our behalf. We received our settlement in a timely
matter as well! Take a chance with
Pioletti, you won’t regret it!

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EUREKA, IL LOCATION

107 E Eureka Ave, #1
Eureka, IL 61530

309-467-3213

24/7 live phone answering

BLOOMINGTON, IL LOCATION

121 N Main St
Bloomington, IL 61701

309-821-0246

24/7 live phone answering

KANKAKEE, IL LOCATION

2 Dearborn Square #1D
Kankakee, IL 60901

309-821-0246

24/7 live phone answering

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