107 E Eureka Ave, #1
Eureka, IL 61530
121 N Main St
Bloomington, IL 61701
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Bankruptcy Lawyer Rockford Illinois

Matrimonial Law Lawyer Bloomington ILWhen meeting with a bankruptcy lawyer Rockford IL community members trust from Pioletti Pioletti & Nichols, it helps when clients bring important financial documentation. We understand that severe financial hardships can make someone feel hopeless, as if there is nothing that can save them from overcoming the current situation. Our team can provide the information you need to feel empowered about making the decision to file for bankruptcy or not.

Many people have misbeliefs about what bankruptcy entails, and we are here to clarify any confusions. During a period of hardship, having someone you can rely on to guide you through the process can lift a heavy weight off your shoulders.

What is the intention of bankruptcy?

Bankruptcy is a process in which a person can legally reduce or eliminate their amount of debt. There are six types of bankruptcy chapters, and include Chapter 7, Chapter 9, Chapter 11, Chapter 12, Chapter 15, and Chapter Chapter 13. There are different eligibility requirements for each chapter, but in most cases, a person is either going to file for Chapter 7 or Chapter 13 bankruptcy.

As your IL bankruptcy lawyer in Rockford may tell you, the purpose of bankruptcy is to offer a solution for someone who has such a substantial amount in debts that their earnings do not enable them to slowly pay this off overtime. It is a financial resource for people who need to reorganize their finances in a way that alleviates much of the financial burden. 

Do I need a lawyer to file for bankruptcy?

You do not need a lawyer to file for bankruptcy, but it is strongly recommended that you do so. While it may seem counterintuitive to hire a lawyer when you are in a great amount of debt, going about the process without guidance from a legal professional can result in your application being denied or committing a mistake along the way that causes even more frustration. Trust us when we say that when it comes to filing for bankruptcy, there is little room for error.

What should I bring with me to my initial consultation?

After deciding that geting help from a lawyer is something you want to do, it will be imperative that you bring important documents along with you so we can get a clear picture of what you are dealing with. Every person’s bankruptcy case is unique, so the more information you have, the better! Examples of documents that can be useful include:

  • An official credit report
  • Retirement accounts
  • Financial records
  • Trusts and other estate plan documents
  • Title for vehicles an dother property
  • Pay stubs showing year-to-date income
  • Copies of pending lawsuits or judgements
  • Copies of spouse’s pay stubs

For help regarding filing for bankruptcy, do not hesitate to call Pioletti Pioletti & Nichols today to speak with a supportive Illinois bankruptcy lawyer in Rockford right away. 

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Joe Pioletti helped us win a case with a notorious realty, he was very honest and forthright about the terms of the case. He kept us up to date with the court date and made a great offer on our behalf. We received our settlement in a timely
matter as well! Take a chance with
Pioletti, you won’t regret it!



107 E Eureka Ave, #1
Eureka, IL 61530


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121 N Main St
Bloomington, IL 61701


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2 Dearborn Square #1D
Kankakee, IL 60901


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1 W Old State Capitol Plz Ste 721
Springfield, IL 62701


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401 Main St, Suite 103
Peoria, IL 61602-1241


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