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When A Child Is Born Out Of Wedlock, Which Parent Has Legal Custody Of The Child?
Posted on May 28th, 2015 by Don Pioletti
According to the National Center for Health Statistics, 40.7% of all births during 2012 were born out of wedlock. A child born out of wedlock creates a situation where the paternity of the child could be called into question. It also raises the question of who has legal custody of a child born out of […]
Do I Have To Appear Before A Bankruptcy Judge?
Posted on May 26th, 2015 by Joe Pioletti
This is a common question for anyone who is considering filing a bankruptcy case. Filing for bankruptcy relief is a big step; however, it may be the best way to resolve your debt problems. People file bankruptcy for a variety of reasons including unemployment, the loss of a spouse, a failed business, or an unexpected […]
Chapter 13 Timeline: How Long Does It Take To File Chapter 13?
Posted on May 19th, 2015 by Joe Pioletti
Have you been struggling with unpaid bills for a long time? Are your creditors beginning to take legal action to repossess your property, foreclose on your home, or obtain judgments and wage garnishments? If so, you are probably feeling an urgency to find some type of solution to your debt problems. Filing a Chapter 13 […]
Eliminate Your Second Mortgage in a Chapter 13 Bankruptcy Case
Posted on May 14th, 2015 by Joe Pioletti
Filing bankruptcy accomplishes several goals. It stops creditor harassment, collection efforts, foreclosure, repossession, and lawsuits. However, what is more important is what bankruptcy provides to a debtor. Bankruptcy provides a fresh start and a clean slate for an individual who has been struggling to pay his or her bills while providing for the basic necessities […]
What Is Legal Custody?
Posted on May 12th, 2015 by Don Pioletti
When parents divorce, custody can be a very emotional and contentious issue if the parents cannot agree how to co-parent after the divorce. The issues of custody and visitation are often the most hard-fought and disputed issues in a divorce action. The emotional and financial aspects of legal custody drive parents to take drastic steps […]
Grandparents Or Parents Who Cosign For Kids
Posted on May 7th, 2015 by Joe Pioletti
It is only natural for grandparents and parents to want to help their grandchildren and children whenever possible. This includes cosigning debts to help the child get a good start or a “leg up” in the world. Unfortunately, when you cosign for kids, you may find yourself in a very serious financial situation. Last year […]
What is Reaffirmation Agreement in Chapter 7 Bankruptcy?
Posted on May 5th, 2015 by Joe Pioletti
When you file a Chapter 7 bankruptcy case, you must include all of your creditors in the bankruptcy filing regardless of whether you intend to continue paying any of your debts after the bankruptcy case is closed. For example, you must include student loan debt in your bankruptcy case even though it is an unsecured […]
Can I Keep My Car If I File Bankruptcy?
Posted on April 30th, 2015 by Joe Pioletti
If your car is about to be repossessed, it can be a terrifying situation. You need your vehicle to take care of your family and to travel to and from work. You are doing your best to earn enough money to catch up the car payments; however, if the lender takes your car, you may […]
DUI Stop: Why Does A Police Officer Want Me To Follow An Object With My Eyes?
Posted on April 28th, 2015 by Don Pioletti
An arrest for driving under the influence (DUI) in Illinois typically begins with a DUI stop. A police officer may suspect that you are driving under the influence if you are swerving, changing lanes suddenly, or driving too slow. If the officer suspects you are intoxicated, he will pull you over. However, an officer may […]
The True Cost of a Divorce: Calculating the Cost of a Divorce in Illinois
Posted on April 24th, 2015 by Joe Pioletti
The True Cost of a Divorce: Calculating the Cost of Divorce in Illinois from Joe Pioletti Most people assume the cost of a divorce is purely financial; however, a divorce has a tremendous emotional cost for the entire family. Learn more about the true cost of a divorce in Illinois in this presentation.