While being in an accident of any kind is frightening, an accident with a big truck can be downright traumatizing or even fatal. The sheer weight and size of these big trucks alone made them more dangerous in an accident than a regular vehicle. In the aftermath, you may be wondering what the legal differences are regarding big truck accidents and regular motor vehicle accidents.
What Are “Big Trucks?”
Many times you will hear several terms used interchangeably. This may include big trucks, semi, big rig, or commercial trucks. Essentially, all of these terms cover any vehicle that weighs between 10,000 and 80,000 lbs.
How Are These Cases Different?
When it comes to commercial trucks, more laws govern them than there are that apply to passenger vehicles. Not only are special licenses required, but there are limits to how long the drivers are allowed to drive at a time. Additionally, there are federal laws that apply since these trucks are often driven across state lines. Vehicles must be maintained per these federal laws.
Should You Settle With the Insurance Company?
Many times if you have been involved in an accident with a big truck, their insurance company will offer you a settlement to keep it outside of court. While this may seem like an attractive offer, there are several things you should take into consideration before you decide to settle. Below is a list of damages that you may be eligible to receive compensation for. Likely, the insurance company will not offer you enough to cover these costs.
- Pain, suffering, and distress. You will have extensive medical costs associated with any trauma or injury as a result of the accident with a big truck.
- Property damage. Any damage that is done to your vehicle or personal property as a result of the accident.
- Lasting damages. This includes anything that is done to you that has left a lasting impression. This can be a scar, a limp, or even the loss of skills you used to possess.
- Other expenses caused by the accident. If you are injured and you have to hire someone to clean your house, this is an expense that is caused by the accident. If you have to take unpaid time off work, that’s another example. These costs are not immediately thought of, and they can often be overlooked.