When Congress passed The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 (BAPCPA), there were many changes to the Bankruptcy Code. One of the controversial changes was the requirement that debtors must complete mandatory credit counseling and debt education courses in order to file bankruptcy and obtain a bankruptcy discharge. These courses are an… Read More »
People will be happy to know that effective January 1st 2015 drivers who are ticketed in Illinois for a petty traffic offense will be able to retain their driver’s license before the ticket is paid. Prior to this drivers were forced to turn over their license as security that they would pay the ticket.
The Wall Street Journal recently released a story that the U.S. Consumer Financial Protection Bureau, or CFPD, is taking aim at a large debt collection law firm. The CFPD is a segment of the Executive Branch of the US government who is charged with enforcing federal consumer financial laws. The recent law suit filed by… Read More »
Illinois residents do not have to be impaired to be guilty of DUI. Use of marijuana days, or even weeks, before an arrest could be enough to constitute the offense. Under Illinois law, a person is guilty of DUI if he or she drives under the influence of any drug or combination of drugs to… Read More »
Automated traffic enforcement cameras used to enforce speed limits may be coming to a community near you very soon. Currently, Illinois law allows for speed cameras in Chicago only. However, new proposed legislation would allow for statewide use. The bill, known as HB 4632, is currently before the Illinois House of Representatives. The bill’s intent… Read More »