Blog
Student Loan Discharge: Can Student Loans Be Discharged Through Bankruptcy?
Posted on February 10th, 2015 by Don Pioletti
Are you struggling to pay your student loan payment each month? Are you facing graduate heavily burdened with student loans? If so, you are not alone. The college graduating class of 2014 is the most indebted college class in history. The average student graduated with $33,000 in student loan debt. Unfortunately, this disturbing statistic is […]
Remove A Second Mortgage In Bankruptcy
Posted on February 5th, 2015 by Joe Pioletti
As a way to handle debt, many homeowner’s take out a second mortgage or an equity line to consolidate debt. Some people need to use the equity in their home to pay for emergency home repairs, medical bills or other expenses that they were not expecting. Regardless of the reason, using the equity in your […]
Divorce Timetable: How Long Will A Divorce Take In Illinois?
Posted on February 3rd, 2015 by Don Pioletti
The best answer we can give to this question is, “Your divorce timetable is unique. Your divorce will take as long as necessary to settle all issues between you and your soon to be ex-spouse.” A divorce in Illinois can take as long as one to two years for a contested divorce or as short […]
Will I Lose Property If I File Chapter 7?
Posted on January 29th, 2015 by Don Pioletti
One of the most common questions that we received as bankruptcy attorneys is whether a debtor will lose property if he files a Chapter 7 bankruptcy. The myth that you “lose everything” when you file a bankruptcy under Chapter 7 may stem from the fact that a Chapter 7 bankruptcy is also known as a […]
Drug Paraphernalia: Can I Be Arrested If I Have A Pipe On Me?
Posted on January 27th, 2015 by Joe Pioletti
You do not need to be in possession of illegal drugs to be arrested on drug charges. The possession of drug paraphernalia is a crime with or without the possession of drugs. The criminal defense attorneys of Pioletti Pioletti & Nichols are experienced in defending criminal cases involving drug paraphernalia. Under current Illinois laws, you […]
Can I Move The Children Out Of State?
Posted on January 22nd, 2015 by Joe Pioletti
Do you want to move your children out of state? Regardless of whether you are divorced or you never married the father, permanently moving your children out of state may result in a parental abduction charge if you do not have court permission for the move. Before you move your children out of state, you […]
Can I Represent Myself on a Criminal Charge? What Can A Criminal Defense Attorney Do For Me?
Posted on January 20th, 2015 by Joe Pioletti
There are many things that you can do for yourself; however, it does not mean that doing them for yourself is in your best interest. In some things, you need to trust that someone with experience will be a better choice that yourself. For example, if you are facing a criminal charge, criminal defense attorneys […]
What Is A Chapter 13 Bankruptcy?
Posted on January 15th, 2015 by Joe Pioletti
Also known as a wage earner’s plan, a Chapter 13 bankruptcy allows individuals and couples with a regular income to reorganize their debts. Chapter 13 debtors propose a plan to repay all or a portion of their debts through monthly payments to a Chapter 13 trustee. The maximum length of a Chapter 13 plan is […]
My Wife Wants To Drop Domestic Violence Charges … No Problem In State?
Posted on January 8th, 2015 by Joe Pioletti
Domestic violence charges are very serious accusations that result in severe penalties including jail time. Because the state of Illinois puts a high priority on protecting the victims of domestic violence, law enforcement officers are required to arrest an offender if the officers witness any sign of injury to the victim. Domestic violence charges favor […]
Do I Have To List All Creditors? I Want To Pay Some Of Them Back?
Posted on December 26th, 2014 by Joe Pioletti
When you file a bankruptcy case, you must list all creditors in your bankruptcy forms. If you fail to list a creditor, that debt will not be eligible for a discharge. Because a bankruptcy discharge is the ultimate goal of filing for bankruptcy relief, it is important that you list each creditor so that the […]