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Transcription:
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So when you are hurt in an accident and you are, you know, seeing doctors, going to the hospital, getting treatment in general, you want to run all of that medical through your own health insurance. It’s extremely important that you do that. In fact, because what
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happens is at the end of your case when you get a settlement, part of that money is going to go to pay your medical bills. And so it’s very good for you if you run it through your own medical insurance because your health insurance will have already negotiated reduced
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rates for different types of services. So at the end of your case when you stack up all these medical bills when you’re having to reimburse them, it’s very much in your favor if the amount that you have to reimburse is these pre-negotiated reduced rates. And it can make a huge difference. It may seem
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counterintuitive because, hey, you got in a car accident. It’s not your fault. Why should your health insurance be involved with paying these bills? Let’s just run it through the other party’s insurance. But when you do that, you actually drastically inflate the medical
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bills that are incurred throughout your case. And so that at the end of the day when you go to settle and pay off the the medical bills, you’re going to end up getting to keep a lot more of that settlement if your medical bills are reduced.